HomeProdukteTop Kreditwürdigkeitsüberwachung - Italien

Top Kreditwürdigkeitsüberwachung - Italien

NEU

Aus: €0.828 + MwSt

Behalten Sie die Kreditwürdigkeit italienischer Unternehmen im Blick – mit einem automatischen Überwachungsdienst, der Ihre Systeme stets aktuell hält.

Lieferung

7 Tage

Erhältlich für
  • it

Der Dienst CREDIT SCORING TOP MONITORING ermöglicht die Überwachung von rund 180 Informationsfeldern zu Unternehmen, die bei der italienischen Handelskammer registriert sind, und erkennt Änderungen bei wirtschaftlichen, finanziellen und Scoring-Daten.

Nach der Aktivierung führt das System in der Nacht nach der Erstellung der Überwachungsanfrage eine erste vollständige Prüfung durch und erfasst alle verfügbaren Unternehmensdaten. Anschließend werden automatische Prüfungen in wöchentlichem Abstand (alle 7 Tage), ebenfalls nachts, durchgeführt, wobei die aktualisierten Daten mit den vorherigen historischen Daten verglichen werden, um Änderungen in den überwachten Feldern zu identifizieren.

Die Konfiguration eines Callbacks ist optional. Falls aktiviert, sendet das System automatisch eine Benachrichtigung, sobald eine Änderung erkannt wird, sodass Echtzeit-Updates ohne manuelle Kontrollen möglich sind.

Die Überwachung hat eine Laufzeit von 12 Monaten.

  • Wenn autorenew = false, wird der Dienst automatisch bei Ablauf beendet;
  • Wenn autorenew = true, wird die Überwachung automatisch verlängert, sofern ausreichend Guthaben verfügbar ist.

Eine ideale Lösung für Managementsoftware, Fintech-Plattformen und Unternehmen, die die Kreditwürdigkeit von Kunden, Lieferanten und Geschäftspartnern langfristig überwachen müssen. Besonders nützlich für Credit Management, Onboarding-Prozesse, Risikobewertungen sowie automatische Alerting- und Compliance-Systeme.

BEISPIELANFRAGE

POST /IT-creditscore-top-monitor

Dieser Endpoint ermöglicht die Erstellung einer neuen Überwachungsanfrage für ein Unternehmen.

Standardmäßig überwacht das System alle verfügbaren Felder. Alternativ kann die Überwachung konfiguriert werden, indem Folgendes ausgewählt wird:

  • einzelne Felder oder spezifische Objektelemente;
  • ganze Gruppen von Feldern (Objekten), um Änderungen in einem bestimmten Datenbereich zu überwachen.

Die für die Anfrage erforderlichen Felder sind:

  • Umsatzsteuer-Identifikationsnummer;
  • Steuernummer;
  • Unternehmens-ID (company).

{
  "code": "12485671007",
  "monitoredFields": [
     "credit_check"
  ],
  "callback": {
    "url": "https://webhook.site/f24cec85-22e3-4f7c-8ec0-227b240daa42"
  }
}

BEISPIELANTWORT

POST /IT-creditscore-top-monitor

CODE 2
{
  "data": {
    "code": "12485671007",
    "monitoredFields": [
      "credit_cehck"
    ],
    "callback": {
      "method": "JSON",
      "url": "https://webhook.site/28a4dddf-eca1-47f2-88d8-94878995e4d8",
      "user_id": "",
      "username": "",
      "field": "data",
      "headers": {},
      "data": {},
      "retry": 0,
      "scope": null,
      "domain": null,
      "custom": null
    },
    "owner": "[email protected]",
    "createdOn": "2026-02-03",
    "companyId": "60d1bfc731177b0a092cdfc1",
    "vatCode": "12485671007",
    "taxCode": "12485671007",
    "companyName": "OPENAPI S.P.A.",
    "updatedFields": null,
    "latestDataset": null,
    "previousDataset": null,
    "checkedOn": null,
    "nextOn": "2026-03-05",
    "expiresOn": "2027-02-03",
    "autorenew": true,
    "id": "6981e3571a222556460af532"
  },
  "success": true,
  "message": "",
  "error": null
}

BEISPIEL FÜR EINE SPEZIFISCHE ANFRAGE

GET/IT-creditscore-top-monitor/{id}

Endpoint, der die Anfrage zurückgibt, die durch die im Pfad übergebene Kennung identifiziert wird.


{
  "data": {
    "code":  "12485671007",
    "callback": {
      "method": "JSON",
      "url": "https://webhook.site/893d9097-c336-4ca6-a498-8fcf69f5e7ce",
      "user_id": "",
      "username": "",
      "field": "data",
      "headers": {},
      "data": {},
      "retry":  0,
      "scope": null,
      "domain": null,
      "custom": null
    },
    "monitoredFields": [
      "all"
    ],
    "owner":  "[email protected]",
    "createdOn":  "2026-04-22",
    "companyId": "60d1bfc731177b0a092cdfc1",
    "vatCode": "12485671007",
    "taxCode": "12485671007",
    "companyName": "OPENAPI S.P.A.",
    "updatedFields": {
      "consolidated_financial_statements": [],
      "financial_details": {
        "alerts": {
          "directors_analysis_suggested": false,
          "has_directors_with_crisis_position": false,
          "has_restricted_shares": false,
          "shareholders_analysis_suggested": false
        },
        "anomalies": [],
        "balance": [
          {
            "assets_building":  342723,
            "capitalization_index":  37.873,
            "current_result":  355250,
            "gross_operating_result":  426469,
            "liability_consolidated":  82787,
            "liability_current": 612046,
            "liquidity": 1.267,
            "net_profitablity_of_sales": 9.171,
            "operating_income": 356098,
            "result_before_taxes": 355250,
            "result_for_the_year": 338315,
            "revenues_from_sales_services": 3671995,
            "sales": 3688818,
            "share_capital": 423570,
            "total_assets": 1118403,
            "total_debt_ebitda_ratio": 1.266,
            "total_other_income_revenues": 16823,
            "total_value_of_production": 3688818,
            "value_added": 1043897,
            "working_capital": 775680,
            "balance_check":  "OK",
            "balance_check_details": "bilancio corretto",
            "balance_closed_at": "2024-12-31",
            "tax_identifier": "12485671007",
            "year": "2024"
          },
        ],
        "credit_check": {
          "seller_invoice_check": "Verde",
          "seller_invoice_check_public": Valutabile",
          "seller_invoice_check_public_description": "L'azienda risulta valutabile. E' possibile proporre la controparte ed il gruppo di appartenenza per un'analisi completa dei nostri analisti e, qualora le verifiche diano esito positivo, sottoporla agli Investitori, che di volta in volta decideranno in autonomia se acquistare o meno il credito.",
          "seller_invoice_check_raw": "B2",
          "short_invoice_check": true,
          "balance_year": "2024",
          "in_review": false,
          "last_update_at": "2025-07-22",
          "operational_credit_limit": 59000,
          "operational_credit_limit_trend_description": "stabile",
          "operational_credit_limit_trend_value": 0,
          "period": "",
          "rating": "B2",
          "risk_score": "VERDE",
          "risk_score_description": "inferiore alla media",
          "tax_identifier": "12485671007"
        },
        "group": {
          "address_city": "ROMA",
          "address_region": "Lazio",
          "adress_postal_code": "00143",
          "adress_province": "RM",
          "main_industry": "K01",
          "ateco2007": "642100",
          "group_tax_identifier": "16935371001",
          "legal_form": "SR",
          "organization_name": "OPEN HOLDING S.R.L.",
          "organization_status": "REGISTRATA",
          "tax_identifier": "12485671007",
          "vat_identifier": "16935371001"
        },
        "insolvency_procedures": null,
        "negativities": {
          "bankruptcy_proceeding_date": null,
          "first_protest_date": null,
          "has_bankruptcy_proceedings": false,
          "has_bankruptcy_proceedings_on_manager": false,
          "has_foreclosures": false,
          "has_insolvency_procedures": false,
          "has_past_events": false,
          "has_past_insolvency_procedures": false,
          "has_protests": false,
          "has_protests_on_manager": false,
          "insolvency_procedure_date": null,
          "insolvency_procedure_type": "",
          "last_protest_date": null,
          "past_insolvency_procedure_description": "",
          "protests_number":  0,
          "tax_identifier": "12485671007",
          "vat_identifier": "12485671007"
        },
        "note": null,
        "registry": {
          "activity_start_date": "2013-10-20",
          "address_city": "ROMA",
          "address_city_code": "058091",
          "address_postal_code": "00143",
          "address_province": "RM",
          "address_region": "Lazio",
          "main_industry": "J05",
          "main_industry_description": "Informatica: software,  consulenza e servizi",
          "nace2": "",
          "ateco2007": "621000",
          "ateco_description": "Attività di programmazione informatica",
          "company_constitution_year": "",
          "company_status": "REGISTRATA",
          "employees_number":  15,
          "inserted_at": "2026-03-19",
          "is_ateco2025": true,
          "last_update_at": "2026-04-07",
          "legal_form": "SP",
          "legal_form_description": "società per azioni",
          "legal_form_type": "CA",
          "macro_area": "",
          "organization_address": "VLE F TOMMASO MARINETTI, 221",
          "organization_name": "OPENAPI S.P.A.",
          "organization_ufficial_code": "RM1378273",
          "pec_email_address": "[email protected]",
          "rea_inscription_date": "2013-07-19",
          "registration_date": "2013-07-19",
          "split_payment_insert_date": null,
          "split_payment_list": null,
          "tax_identifier": "12485671007",
          "vat_identifier": "12485671007",
          "web_site": "https://openapi.it/"
        }
      },
      "financial_report": [
        {
          "balance_check":  "OK",
          "balance_check_details": "bilancio corretto",
          "balance_closed_at": "2024-12-31",
          "balance_sheet": [
            {
              "group_composition_index":  20.7,
              "group": "SP",
              "group_value":  231528,
              "label": "Immobilizzazioni materiali"
            }
          ],
          "balance_sheet_mcc": [
            {
              "group_composition_index":  0,
              "group": "SPMCC",
              "group_value":  0,
              "label": "Crediti verso soci per versamenti ancora dovuti"
            }
          ],
          "balance_year": "2024",
          "finance_details": [
            {
              "group_composition_index":  96.22,
              "group": "SP",
              "group_value":  384210,
              "label": "Autofinanziamento"
            }
          ],
          "financial_index": [
            {
              "group_composition_index":  0,
              "group": "IND1",
              "group_value":  163634,
              "label": "Capitale Circolante Netto"
            }
          ],
          "month_period": 12,
          "profile_and_loss_account": [
            {
              "group_composition_index":  99.54,
              "group": "CE",
              "group_value":  3671995,
              "label": "RICAVI VENDITE E PRESTAZIONI"
            }
          ],
          "profile_and_loss_account_mcc": [
            {
              "group_composition_index":  0,
              "group": "CEMCC",
              "group_value":  45895,
              "label": "Totale ammortamenti e svalutazioni"
            }
          ],
          "tax_identifier": "12485671007"
        },
        {
          "balance_check":  "OK",
          "balance_check_details": "bilancio corretto",
          "balance_closed_at": "2023-12-31",
          "balance_sheet": [
            {
              "group_composition_index":  18.14,
              "group": "SP",
              "group_value":  233412,
              "label": "Immobilizzazioni materiali"
            }
          ],
          "balance_sheet_mcc": [
            {
              "group_composition_index":  0,
              "group": "SPMCC",
              "group_value":  0,
              "label": "Crediti verso soci per versamenti ancora dovuti"
            }
          ],
          "month_period": null,
          "profile_and_loss_account": [
            {
              "group_composition_index":  99.37,
              "group": "CE",
              "group_value":  4043407,
              "label": "RICAVI VENDITE E PRESTAZIONI"
            }
          ],
          "profile_and_loss_account_mcc": [
            {
              "group_composition_index":  0,
              "group": "CEMCC",
              "group_value":  42157,
              "label": "Totale ammortamenti e svalutazioni"
            }
          ],
          "tax_identifier": "12485671007"
        }
      ],
      "group": {
        "group_companies": [
          {
            "address_city": "ROMA",
            "address_postal_code": "00143",
            "address_province": "RM",
            "address_region": "Lazio",
            "total_debt_ebitda_ratio": 1.266,
            "ateco2007": "621000",
            "ateco_description": "Attività di programmazione informatica",
            "company_status": "REGISTRATA",
            "has_foreclosures": false,
            "has_insolvency_procedures": false,
            "has_protests": false,
            "last_balance_year": "2024",
            "legal_form": "SP",
            "net_assets": 423570,
            "net_profit_for_the_year": 338315,
            "net_profits": 3671995,
            "organization_address": "VLE F TOMMASO MARINETTI, 221",
            "organization_name": "OPENAPI S.P.A.",
            "tax_identifier": "12485671007",
            "vat_identifier": "12485671007"
          }
        ],
        "group_leader": {
          "address_city": "ROMA",
          "address_postal_code": "00143",
          "address_province": "RM",
          "address_region": "Lazio",
          "total_debt_ebitda_ratio": 0,
          "ateco2007": "642100",
          "ateco_description": "Attività delle società di partecipazione (holding)",
          "company_status": "REGISTRATA",
          "has_foreclosures": false,
          "has_insolvency_procedures": false,
          "has_protests": false,
          "last_balance_year": "2024",
          "legal_form": "SR",
          "net_assets": 312324,
          "net_profit_for_the_year": -7468,
          "net_profits": 0,
          "organization_address": "VLE F TOMMASO MARINETTI, 221",
          "organization_name": "OPEN HOLDING S.R.L.",
          "tax_identifier": "16935371001",
          "vat_identifier": "16935371001"
        }
      },
      "history": {
        "history": [
          {
            "address": null,
            "ateco2007": null,
            "ateco_description": null,
            "last_validity_date": "20211020",
            "legalform": null,
            "legalform_type": null,
            "locality": null,
            "name": "ALTRAVIA SERVIZI SOCIETA A RESPONSABILITA LIMITATA",
            "pec": null,
            "province": null,
            "rea": null,
            "sector": null,
            "status": null,
	        "type": "name",
            "zipcode": null
          }
        ],
        "note": {
          "description": "Durante questo periodo sono emersi degli eventi che hanno influenzato la valutazione, tra questi ricordiamo:",
          "events": [
            "Nuovo bilancio"
          ]
        },
        "operational_credit_limit": [
          {
            "month": "2025-05",
            "value": 5000
          }
        ],
        "public_rating": [
          {
            "balance_year": "2023",
            "month": "2025-05",
            "rating": "C1"
          }
        ],
        "risk_score": [
          {
            "description": "superiore alla media",
            "month": "2025-05",
            "score": "GIALLO"
          }
        ]
      },
      "industry_analysis": {
        "count_by_region": {
          "active_count": 12737,
          "cancelled_count": 713,
          "cancelled_count_month": 146,
          "high_risk_count": 1684,
          "new_count": 927,
          "new_count_month": 50
        },
        "count_by_sector": {
          "active_count": 100306,
          "cancelled_count": 6185,
          "cancelled_count_month": 1395,
          "high_risk_count": 10008,
          "new_count": 7603,
          "new_count_month": 503
        },
        "region": "Lazio",
        "risk_indicators_by_industry": [
          {
            "risk_indicator": "GIALLO",
            "total": 11114
          }
        ],
        "sector": "J05",
        "total_by_sector": 173182,
        "total_registered": 9758706
      },
      "organization_name": "OPENAPI S.P.A.",
      "risk_locator": {
        "subjects": [
          {
            "address_city": "ROMA",
            "address_postal_code": "00143",
            "address_province": "RM",
            "ateco": "741401",
            "ateco_description": "Attività di progettazione specializzata fornite da disegnatori tecnici",
            "balance_year": null,
            "group_name": null,
            "legal_form": "società in accomandita semplice",
            "organization_address": "VLE F TOMMASO MARINETTI, 221",
            "organization_name": "GT GLOBAL SERVICES S.A.S. DI GIONA ANTONY",
            "organization_status": "CANCELLATA",
            "tax_identifier": "13831401008"
          }
        ],
        "tax_identifier": "12485671007"
      },
      "sectorization_report": [
        {
          "main_industry": "Informatica: software,  consulenza e servizi",
          "main_industry_code": "J05",
          "positions": [
            {
              "industry_index": "AFATT",
              "industry_index_profile": null,
              "industry_order_position": "CR",
              "industry_position": "Q5",
              "industry_position_color": "5",
              "industry_position_color_total": "5",
              "industry_position_description": "Fatturato",
              "industry_position_last_year_trend": 0.06863,
              "industry_position_total": "Q5",
              "industry_position_type": "VAL",
              "value": 3688818
            }
          ],
          "positions_count": 18157,
          "profiles": [
            {
              "name":  Equilibrio Patrimoniale",
              "note": null,
              "score": 2,
              "score_description": "aspetti di criticità",
              "trend": "in lieve miglioramento"
            }
      ],
      "credit_check": {
        "seller_invoice_check": "Verde",
        "seller_invoice_check_public": Valutabile",
        "seller_invoice_check_public_description": "L'azienda risulta valutabile. E' possibile proporre la controparte ed il gruppo di appartenenza per un'analisi completa dei nostri analisti e, qualora le verifiche diano esito positivo, sottoporla agli Investitori, che di volta in volta decideranno in autonomia se acquistare o meno il credito.",
        "seller_invoice_check_raw": "B2",
        "short_invoice_check": true,
        "balance_year": "2024",
        "in_review": false,
        "last_update_at": "2025-07-22",
        "operational_credit_limit": 59000,
        "operational_credit_limit_trend_description": "stabile",
        "operational_credit_limit_trend_value": 0,
        "period": "",
        "rating": "B2",
        "risk_score": "VERDE",
        "risk_score_description": "inferiore alla media",
        "tax_identifier": "12485671007"
      },
      "last_balance_year": "2024",
      "note": null,
      "positions": {
        "main_industry": "Informatica: software,  consulenza e servizi",
        "main_industry_code": "J05",
        "positions": [
          {
            "industry_index": "AFATT",
            "industry_index_profile": null,
            "industry_order_position": "CR",
            "industry_position": "Q5",
            "industry_position_color": "5",
            "industry_position_color_total": "5",
            "industry_position_description": "Fatturato",
            "industry_position_last_year_trend": 0.06863,
            "industry_position_total": "Q5",
            "industry_position_type": "VAL",
            "value": 3688818
          }
        ],
        "positions_count": 18157,
        "tax_identifier": "12485671007",
        "year": "2024"
      },
      "profiles": {
        "main_industry": "Informatica: software,  consulenza e servizi",
        "main_industry_code": "J05",
        "positions_count": 18157,
        "profiles": [
          {
            "name": "Equilibrio Patrimoniale",
            "note": null,
            "score": 2,
            "score_description": "aspetti di criticità",
            "trend": "in lieve miglioramento"
          }
        ],
        "tax_identifier": "12485671007",
        "year": "2024"
      }
    },
    "latestDataset": {
      "consolidated_financial_statements": [],
      "financial_details": {
        "alerts": {
          "directors_analysis_suggested": false,
          "has_directors_with_crisis_position": false,
          "has_restricted_shares": false,
          "shareholders_analysis_suggested": false
        },
        "anomalies": [],
        "balance": [
          {
            "assets_building":  342723,
            "capitalization_index":  37.873,
            "current_result":  355250,
            "gross_operating_result":  426469,
            "liability_consolidated":  82787,
            "liability_current": 612046,
            "liquidity": 1.267,
            "net_profitablity_of_sales": 9.171,
            "operating_income": 356098,
            "result_before_taxes": 355250,
            "result_for_the_year": 338315,
            "revenues_from_sales_services": 3671995,
            "sales": 3688818,
            "share_capital": 423570,
            "total_assets": 1118403,
            "total_debt_ebitda_ratio": 1.266,
            "total_other_income_revenues": 16823,
            "total_value_of_production": 3688818,
            "value_added": 1043897,
            "working_capital": 775680,
            "balance_check":  "OK",
            "balance_check_details": "bilancio corretto",
            "balance_closed_at": "2024-12-31",
            "tax_identifier": "12485671007",
            "year": "2024"
          }
        ],
        "credit_check": {
          "seller_invoice_check": "Verde",
          "seller_invoice_check_public": Valutabile",
          "seller_invoice_check_public_description": "L'azienda risulta valutabile. E' possibile proporre la controparte ed il gruppo di appartenenza per un'analisi completa dei nostri analisti e, qualora le verifiche diano esito positivo, sottoporla agli Investitori, che di volta in volta decideranno in autonomia se acquistare o meno il credito.",
          "seller_invoice_check_raw": "B2",
          "short_invoice_check": true,
          "balance_year": "2024",
          "in_review": false,
          "last_update_at": "2025-07-22",
          "operational_credit_limit": 59000,
          "operational_credit_limit_trend_description": "stabile",
          "operational_credit_limit_trend_value": 0,
          "period": "",
          "rating": "B2",
          "risk_score": "VERDE",
          "risk_score_description": "inferiore alla media",
          "tax_identifier": "12485671007"
        },
        "group": {
          "address_city": "ROMA",
          "address_region": "Lazio",
          "adress_postal_code": "00143",
          "adress_province": "RM",
          "main_industry": "K01",
          "ateco2007": "642100",
          "group_tax_identifier": "16935371001",
          "legal_form": "SR",
          "organization_name": "OPEN HOLDING S.R.L.",
          "organization_status": "REGISTRATA",
          "tax_identifier": "12485671007",
          "vat_identifier": "16935371001"
        },
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          }
        ],
        "note": {
          "description": "Durante questo periodo sono emersi degli eventi che hanno influenzato la valutazione, tra questi ricordiamo:",
          "events": [
            "Nuovo bilancio"
          ]
        },
        "operational_credit_limit": [
          {
            "month": "2025-05",
            "value": 5000
          }
        ],
        "public_rating": [
          {
            "balance_year": "2023",
            "month": "2025-05",
            "rating": "C1"
          }
        ],
        "risk_score": [
          {
            "description": "superiore alla media",
            "month": "2025-05",
            "score": "GIALLO"
          }
        ]
      },
      "industry_analysis": {
        "count_by_region": {
          "active_count": 12737,
          "cancelled_count": 713,
          "cancelled_count_month": 146,
          "high_risk_count": 1684,
          "new_count": 927,
          "new_count_month": 50
        },
        "count_by_sector": {
          "active_count": 100306,
          "cancelled_count": 6185,
          "cancelled_count_month": 1395,
          "high_risk_count": 10008,
          "new_count": 7603,
          "new_count_month": 503
        },
        "region": "Lazio",
        "risk_indicators_by_industry": [
          {
            "risk_indicator": "GIALLO",
            "total": 11114
          }
        ],
        "sector": "J05",
        "total_by_sector": 173182,
        "total_registered": 9758706
      },
      "organization_name": "OPENAPI S.P.A.",
      "risk_locator": {
        "subjects": [
          {
            "address_city": "ROMA",
            "address_postal_code": "00143",
            "address_province": "RM",
            "ateco": "741401",
            "ateco_description": "Attività di progettazione specializzata fornite da disegnatori tecnici",
            "balance_year": null,
            "group_name": null,
            "legal_form": "società in accomandita semplice",
            "organization_address": "VLE F TOMMASO MARINETTI, 221",
            "organization_name": "GT GLOBAL SERVICES S.A.S. DI GIONA ANTONY",
            "organization_status": "CANCELLATA",
            "tax_identifier": "13831401008"
          }
        ],
        "tax_identifier": "12485671007"
      },
      "sectorization_report": [
        {
          "main_industry": "Informatica: software,  consulenza e servizi",
          "main_industry_code": "J05",
          "positions": [
            {
              "industry_index": "AFATT",
              "industry_index_profile": null,
              "industry_order_position": "CR",
              "industry_position": "Q5",
              "industry_position_color": "5",
              "industry_position_color_total": "5",
              "industry_position_description": "Fatturato",
              "industry_position_last_year_trend": 0.06863,
              "industry_position_total": "Q5",
              "industry_position_type": "VAL",
              "value": 3688818
            }
          ],
          "positions_count": 18157,
          "profiles": [
            {
              "name": "Equilibrio Patrimoniale",
              "note": null,
              "score": 2,
              "score_description": "aspetti di criticità",
              "trend": "in lieve miglioramento"
            }
          ],
          "tax_identifier": "12485671007",
          "year": "2024"
        }
      ],
      "credit_check": {
        "seller_invoice_check": "Verde",
        "seller_invoice_check_public": Valutabile",
        "seller_invoice_check_public_description": "L'azienda risulta valutabile. E' possibile proporre la controparte ed il gruppo di appartenenza per un'analisi completa dei nostri analisti e, qualora le verifiche diano esito positivo, sottoporla agli Investitori, che di volta in volta decideranno in autonomia se acquistare o meno il credito.",
        "seller_invoice_check_raw": "B2",
        "short_invoice_check": true,
        "balance_year": "2024",
        "in_review": false,
        "last_update_at": "2025-07-22",
        "operational_credit_limit": 59000,
        "operational_credit_limit_trend_description": "stabile",
        "operational_credit_limit_trend_value": 0,
        "period": "",
        "rating": "B2",
        "risk_score": "VERDE",
        "risk_score_description": "inferiore alla media",
        "tax_identifier": "12485671007"
      },
      "last_balance_year": "2023",
      "note": null,
      "positions": {
        "main_industry": "Informatica: software,  consulenza e servizi",
        "main_industry_code": "J05",
        "positions": [
          {
            "industry_index": "AFATT",
            "industry_index_profile": null,
            "industry_order_position": "CR",
            "industry_position": "Q5",
            "industry_position_color": "5",
            "industry_position_color_total": "5",
            "industry_position_description": "Fatturato",
            "industry_position_last_year_trend": 0.06863,
            "industry_position_total": "Q5",
            "industry_position_type": "VAL",
            "value": 3688818
          }
        ],
        "positions_count": 18157,
        "tax_identifier": "12485671007",
        "year": "2024"
      },
      "profiles": {
        "main_industry": "Informatica: software,  consulenza e servizi",
        "main_industry_code": "J05",
        "positions_count": 18157,
        "profiles": [
          {
            "name": "Equilibrio Patrimoniale",
            "note": null,
            "score": 2,
            "score_description": "aspetti di criticità",
            "trend": "in lieve miglioramento"
          }
        ],
        "tax_identifier": "12485671007",
        "year": "2024"
      }
    },
    "checkedOn": "2026-04-22",
    "nextOn": "2026-05-22",
    "expiresOn": "2027-04-22",
    "autorenew": true,
    "id": "69e8d93f47796312fc0fcf6e"
  },
  "success": true,
  "message": "",
  "error": null
}

ANFRAGE LÖSCHEN

Über den Endpoint DELETE/IT-creditscore-top-monitor/{id} kann die Credit-Score-Überwachung eines bestimmten Unternehmens gelöscht werden. Die Anfrage ermöglicht es, die automatische Überwachung des Unternehmens zu stoppen, das durch den Parameter id identifiziert wird. Nach Abschluss des Vorgangs führt das System keine weiteren Aktualisierungen oder Benachrichtigungen zur Credit-Score-Überwachung der angegebenen Ressource mehr durch.

Der Endpoint gibt eine Antwort zurück, die die erfolgreiche Löschung der angeforderten Überwachung bestätigt. Im Erfolgsfall wird das Feld success auf true gesetzt und die Antwortnachricht gibt die Anzahl der gelöschten Überwachungen an.

{
  "data": [],
  "success": true,
  "message": "1 deleted monitor",
  "error": null
}

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Häufig gestellte Fragen

CREDIT SCORING TOP MONITORING ist ein Service zur kontinuierlichen Überwachung von Änderungen des Credit Scorings sowie der wichtigsten Unternehmensinformationen italienischer Unternehmen, die bei der Handelskammer registriert sind. Der Service ermöglicht es, die Unternehmenszuverlässigkeit im Zeitverlauf zu überwachen und automatische Benachrichtigungen bei relevanten Änderungen zu erhalten. Dadurch werden Risikoanalysen, Kunden-Onboarding und die Bewertung von Geschäftspartnern unterstützt.

Was ist der Service CREDIT SCORING TOP MONITORING?

Die Kontrollen werden automatisch alle 7 Tage während der Nachtstunden durchgeführt. Nach der Aktivierung des Monitorings erfolgt die erste vollständige Kontrolle in der darauffolgenden Nacht.
Dieser Ansatz gewährleistet regelmäßige und konstante Datenaktualisierungen, ohne die operative Leistung des Services zu beeinträchtigen.

Wie häufig werden die Kontrollen durchgeführt?

Der Monitoring-Service hat eine Standardlaufzeit von einem Jahr.

  • Wenn der Parameter autorenew auf false gesetzt ist, endet das Monitoring automatisch nach einem Jahr.
  • Wenn der Parameter autorenew auf true gesetzt ist, wird der Service bei Ablauf automatisch verlängert, sofern ausreichend Guthaben auf dem Konto verfügbar ist.
Wie lange dauert der Monitoring-Service?

Ja. Es genügt, den Parameter autorenew bei der Aktivierung oder während der Verwaltung des Monitorings auf false zu setzen. In diesem Fall bleibt der Service bis zum regulären jährlichen Ablauf aktiv, ohne Verlängerung.

Kann die automatische Verlängerung deaktiviert werden?

Nein. Dank der Callback-Funktion sendet das System proaktive Benachrichtigungen bei Aktualisierungen, wodurch eine manuelle Überprüfung des Status oder der Ergebnisse nicht erforderlich ist.

Ist es notwendig, den Monitoring-Status manuell zu überprüfen?